I have worked with Kerry on 2 of my loans. He made our very challenging and unique construction loan go smoothly all the while navigating us with the utmost integrity, professionalism, and patience. Our second loan after the build was complete was to streamline our loan in order to lower our payment and interest rate! I LOVE Kerry and his team and will use him for all our future home loans!

Just wanted to say thank you to Kerry and Andrew for all the efforts on my behalf! I truly appreciate the efficient service, and availability to my questions throughout the process. We've made it through some great challenges (and 4 loans now!) and I appreciate the rewards that come from establishing a good working relationship.

Kerry’s ability to navigate our challenges from the start and engineer the best path forward to us is unmatched! We will never go anywhere else and look forward to having his help in all of our future investments! Thank you Kerry!

Working with Kerry Ettinger has been an absolute pleasure! From day one, Kerry went above and beyond to make the home-buying process smooth and stress-free. He was incredibly patient, knowledgeable, and always available — literally 24/7 — to answer every question we had (and there were a lot!). What really stood out was how thorough and proactive Kerry was — if he didn’t have an immediate answer, he would research it right away and even connect us with the right people to make sure we had the best information possible. His professionalism, warmth, and dedication truly made all the difference. If you’re looking for someone who genuinely cares, takes the time to guide you through every step, and treats your goals as her own, Kerry is the one you want by your side. I can’t recommend him highly enough!

Refinancing is a fairly complex process, and Kerry was unbelievably helpful. He always took great time to carefully explain all of the financial details and timing considerations. He is friendly, extremely knowledgeable, responsive, respectful, just an absolute joy to work with. My re-fi was a result of a divorce so I was particularly grateful to work with such an honest, friendly partner throughout a difficult time in life. Thanks Kerry, I'd recommend you with pleasure to anyone!!

Kerry was very communicative and a pleasure to work with it which is #1 for a real estate agent and my clients. He let us know when things were about to happen and gave all of us the confidence we needed to get the transaction done. Bravo!

This review is about a year and eight months in the making. I first contacted Kerry while pursuing the CalHFA ADU Grant, and we ended up closing three different loan products before finally getting to the finish line this month. There were serious obstacles along the way — at one point, this review was headed in a different direction. But I have to give Kerry credit, he stuck with us through everything. He remained professional, responsive, and calm even when the process got incredibly frustrating. In the end we received the grant, and Kerry was absolutely instrumental in making that happen - thank you!

We had the pleasure of working with Kerry Ettinger as our mortgage broker for an out-of-state home purchase, and he exceeded every expectation we had. From the very beginning, Kerry felt more like a trusted partner than just a service provider. He was incredibly affable and easy to communicate with, making what could have been a stressful process feel calm and manageable. Kerry’s research and attention to detail stood out. He came to every conversation prepared with thoughtful options and clear explanations, helping us feel confident in our decisions. He also made himself available around the clock — evenings, weekends, whatever we needed — and never made us feel like we were asking too much. One of the things we appreciated most was how seamlessly he collaborated with both our buyer’s and seller’s agents. Despite the added complexity of an out-of-state transaction, Kerry made sure everything stayed on track and moved forward smoothly and on time. Thanks to his proactive approach and strong relationships, the entire experience felt remarkably easy on our end. We wholeheartedly recommend Kerry to anyone looking for not just a mortgage broker, but a true advocate and partner in the home buying process.

He was always there to answer my questions in detail.

Kerry worked hard to make sure things moved smoothly, and I genuinely appreciated how responsive and dedicated he was throughout. His patience, professionalism, and commitment made a huge difference during what could have been a stressful experience as a first time home buyer.

Kerry put in a lot of time on our loan, which was somewhat complicated. He was always patient, professional, and persistent. And in the end, he was able to help us fund the building of our new home!

I've worked with many lenders over the years, and Kerry is by far the best! His communication skills, attention to each client's unique situation, and ability to guide them from pre-approval to the closing table are truly outstanding. Kerry consistently finds the best loan solutions tailored to his clients' needs, and he's a pro at identifying the right program and overcoming any challenges that arise along the way. Whether you're an agent, buyer, or seller, if you're looking for a knowledgeable, dedicated lender who delivers exceptional service and supports you every step of the way, Kerry is the one you want in your corner!

– Sasha Steinberg, eXp Realty

It was great working with Kerry on closing a home purchase for my first time home buyers in Hayward. He worked diligently with the buyer, myself as the agent, and the title company to close on time without any hiccups. He was always available to take my call and answered all the questions we had along the way. I would highly recommend Kerry to assist with any of your loan needs. He's top notch!

Kerry was a tremendous help throughout the process of purchasing our new home. Even when things got tough, he went above and beyond to make it happen. Thanks to his efforts, we were able to buy our house, and we couldn’t be happier.

Clear, consistent communication. Quality and character of service. Ongoing heads up re what is next and timing. Thorough explanations re documents and process. Ease of communication. Answered all questions with focus on our understanding and ease. Previewed next steps. Assessed quickly we were dealing with someone of character, knowledge and caring. Excellent communication, high satisfaction. Email of appreciation sent to both Kerry and Dane Moler.