Michael “Mike” Koran is currently the Division President of San Francisco’s Primary Residential Mortgage which he co-founded in 2008. Since graduating with high distinction and honors from the University of California at Berkeley and the Haas School of Business, Mike has worked tirelessly to redefine the customer experience in the mortgage industry.
Utilizing his vast background in management, sales, and operations coupled with his unique ability to handle the most difficult situations with ease, Mike has catapulted to the top of every position he has held and has personally helped thousands of homeowners successfully fund their residential mortgage.
With more than $500,000,000 in closed origination volume, Mike has earned countless merits and awards and exemplifies the highest level of expertise and leadership in the mortgage industry, consistently receiving perfect reviews and ratings from all clientele across the board!
In addition to Mike’s dedication to his clients, business partners, staff and career, he is enthusiastic about every aspect of the world ranging from his yearn to learn about other cultures, travel avidly, play guitar and compose music, as well as compete in USTA tennis. Mike has spent time volunteering for the UN in refugee camps internationally and is a devoted father and husband. He is a great friend to all that know him, loves to be involved in the community and thrives to connect with people that inspire greatness.
Mike is licensed in California and Nevada.
Justin Cutri
9/21/2024
Hey Mike, Thank you for your pragmatism and understanding. I really appreciate the time you and Andrew both spent getting me to the point that you did. The assistance you both provided was quite valuable to my understanding of the entire process. I will absolutely keep you both at the top of my list when it come time to refinance or when recommending lenders to friends and family. Thank you both again! -Justin Cutri
Alex Azpeitia
9/21/2024
I was referred to Mike by our real estate agent. He and his loan partner, Andrew, were able help us with our unique set of circumstances and get us pre-approved fairly quickly. Mike and his team were always available for questions and very honest in their responses. We had held off on finalizing the loan because of the interest rate environment and were still able to close easily. Thanks Mike!
Evan Rotteau
8/10/2024
I was referred to Mike by family and friends. He contacted me within minutes of receiving my initial email and his communication from that moment on was flawless. We discussed the need for a pre-approval letter quickly. He sent me what was needed which I provided immediately and we had pre-approval the very next day. Andrew Karcher, Loan Partner, was equally impressive. Throughout the entire process both Mike and Andrew kept me informed. When I wanted to make a change to the loan amount at the final minute, they came through getting updated docs to escrow on time. We closed in 18 days! I truly feel like they had my best interests in mind. I felt like a partner, not just a customer or client. Thank you Mike!
Alan Pegah Real Estate Group
7/12/2024
I cannot express how grateful I am for Mike and his team's exceptional service and support during our recent mortgage process. In a challenging market, Mike delivered not only the best rates but also an unparalleled level of customer service. From the very first interaction, it was clear that Mike is a true professional. His expertise, transparency, and dedication to finding the best solutions for his clients are truly commendable. Mike’s trustworthiness and reliability made the entire process smooth and stress-free. He and his team made themselves available to answer our questions and guide us through every step, ensuring we felt confident and informed. Their commitment to excellence and client satisfaction is evident in every interaction. If you're looking for a lender who will go above and beyond to secure the best rates and provide outstanding service, look no further than Mike and his team. I highly recommend them to anyone in need of mortgage services. Alan
Kevin D
6/28/2024
Mike was available nights and weekends. He was a great resource to our first time home buyer; taking the time to explain in detail loan options and advising our client on how to reduce expenses to afford a larger home. He was confident in shortening loan contingencies and close of escrow when submitting offers and his team was able to close on time without issues.
Nelson
6/20/2024
It was a pleasure working with Mike and Andrew. They were professional and met all deadlines while communicating clearly the whole way. As a first time homebuyer we had a lot of questions and uncertainties but Mike was patient with us and made sure the loan process went smoothly so we could focus on the other aspects of the home purchase process. We will definitely call Mike next time we need his services.
Manuchehr N
6/20/2024
Working with you and Andrew has been a pleasure. We appreciate your swift responses to all our questions, and your immediate availability every time we needed your help. We couldn't be happier throughout the entire process, from the start until now. We won't call this the end, and as you correctly mentioned, we will continue working with you in the future. We will proudly share our story and experience with our friends and advertise the honesty, promptness, and ultimate care you provided to us. You are truly amazing! With our outmost regards and our great appreciation for everything you did for us to make our dream come true!
Jeremy Rosenberg
5/05/2024
We are so grateful for all the help you provided in our purchase of our first home. You and your team were always so responsive and helped address all issues and concerns as they arose. We so appreciate it.
Ryan Stevens
3/10/2024
Mike and Andrew were amazing! Very communicative throughout the process and always willing to jump on a call to answer any questions. They both know their stuff and are very helpful navigating the craziness of going through the mortgage process especially for the first time. I would highly recommend Mike and Andrew to anyone!
Benjamin Carr
1/25/2024
Mike is very responsive and there to answer all of your questions and mortgage insurance needs.
Pamela Strike Fullerton
1/25/2024
Mike and I just got our first-time homebuyer into a house in Berkeley that had multiple offers. Our client was pretty set on not spending over a certain amount. I called MIke and asked him to run the numbers and figure out how we could get a higher loan amount so she could get the property of her dreams In Berkeley. Mike was great, he figured it out and she was able to write the winning bid. Mike returned my phone calls immediately and responded in a very helpful way I would highly recommend him.
Sandy Lipkowitz
11/06/2023
I wholeheartedly recommend Mike Koran to anyone in search of a mortgage lender. His professionalism, dedication and commitment to client satisfaction sets him apart from all the other ‘big bank’ and other lenders that are only transactional and don’t always have their clients best interest in mind. If you want a stress-free mortgage experience with a team that genuinely cares about your financial well-being, look no further! Mike does everything residential from purchase loans to Refinancing. Give him a call, you will not be disappointed!
Marcus Shapiro
9/19/2023
Purchasing a home 3,000 miles away is certainly a daunting task but Michael Koran, Andrew Karcher, and the entire team at PRM made the entire transaction very smooth and they kept me very well informed at every step of the way. As a surprise to everyone, we were able to keep our ambitious 3-week closing schedule, (while living across the country) and this is largely thanks to Michael and his team. The swift action and prompt responses at every step of the way were next to none. Michael took the time to carefully explain to me every part of the process and even though we had a few hiccups along the way, Michael ensured that I felt heard and supported at every step of the transaction. Throughout the home-buying process there are always stressful moments, and especially in the 11th hour leading up to closing, but Michael and Andrew were always happy to take the time and they managed this interaction phenomenally. I would highly recommend Michael, Andrew and the entire PRM team to anyone looking to purchase a home in the Bay Area. I will certainly be using this team for all future real estate transactions and I could not recommend the experience more highly to anyone in my own network or anyone else in the market for lender or home-purchase.
Denise Cronan
9/16/2023
Michael was incredibly helpful and responsive while we worked together with a client on an FHA purchase loan. No bump along the way was too much, every issue that arose was immediately resolved. I highly recommend his and PRMI's services! Incredible!
John Kim
7/14/2023
We encountered a highly intricate situation involving multiple loans, which made our case quite challenging. However, Mike and Andrew went the extra mile to assist us and ensure that purchasing our desired house was a realistic possibility. Their remarkable dedication, patience, and availability throughout the process were noteworthy. Above all, we truly felt their unwavering support as they represented us during negotiations with the sellers. Highly recommend!!
