NMLS #87656

Michael Koran

Apply with Michael Koran


Michael “Mike” Koran is currently the Division President of San Francisco’s Primary Residential Mortgage which he co-founded in 2008. Since graduating with high distinction and honors from the University of California at Berkeley and the Haas School of Business, Mike has worked tirelessly to redefine the customer experience in the mortgage industry.

Utilizing his vast background in management, sales, and operations coupled with his unique ability to handle the most difficult situations with ease, Mike has catapulted to the top of every position he has held and has personally helped thousands of homeowners successfully fund their residential mortgage.

With more than $500,000,000 in closed origination volume, Mike has earned countless merits and awards and exemplifies the highest level of expertise and leadership in the mortgage industry, consistently receiving perfect reviews and ratings from all clientele across the board!

In addition to Mike’s dedication to his clients, business partners, staff and career, he is enthusiastic about every aspect of the world ranging from his yearn to learn about other cultures, travel avidly, play guitar and compose music, as well as compete in USTA tennis. Mike has spent time volunteering for the UN in refugee camps internationally and is a devoted father and husband. He is a great friend to all that know him, loves to be involved in the community and thrives to connect with people that inspire greatness.

Mike is licensed in California and Nevada.

Joan Gapasin Avatar
Joan Gapasin
4/26/2023 - Google
If you’re in the market for a mortgage lender, look no further than Mike Koran at Primary Residential Mortgage. I recently worked with him on a home purchase for one of my clients and he was a rockstar from start to finish. Mike had great communication, keeping me and my client in the loop at all times. He was easy to reach, super friendly and most importantly, he got the job done. He made the home buying process a breeze and was a pleasure to work with.
Kayla Avatar
4/11/2023 - Google
There is a reason for these good reviews. There is only so much due diligence you can do when you are a first time homebuyer. It makes all the difference when you have someone that you can truly TRUST in your corner. After the first 30 minute consultation, I knew Mike was going to be the lender for us. There is no one size fits all situation especially when it comes to home buying, but Mike knew how to handle our situation naturally. I was hesitant about pretty much everything. Every conversation we had that followed, was broken down to our understanding. Our conversations from beginning to end Mike made sure I was a priority. He never rushed our conversations, and moved appointments around to make sure his explanations were clear. He even made time for us on a Saturday afternoon. This is important especially if you are trying to make a bid on your dream home. We finally found a property to place a bid on, but we did not want to move forward based on inspections. Mike advised us and told us to not give up. It took a lot of effort/frustration, but because of his advice of staying persistent, we were able to get the house we wanted. I mean above and BEYOND customer service!! He worked with another person on his team by the name of Andrew, and he was just as helpful, kind, and patient. If it wasn’t for Mike, we were going to take a big break on the home buying process. Mike and Andrew are wonderful and I’m very grateful we found you through yelp. There are not enough stars or thanks to express our gratitude!
Michael Zaleski Avatar
Michael Zaleski
3/20/2023 - Google
This is the ninth house I’ve purchased, and the first time I worked with Mike Koran. The other mortgage brokers, I worked with: one was abrasive, one was shady, the others forgettable. Then came Mike Koran. Mike is totally sophisticated when it comes to a complex situation. Totally creative, in fact, my mortgage didn’t even come from a bank or traditional lender, but Mike found a private funder for my loan because my situation is complex. Some valuable information about Mike if you were thinking of getting a mortgage broker: a very personable guy and excellent communicator. Very detail oriented and hyper-intelligent. Fantastic collaborator with the rest of your house purchase team, which becomes incredibly important if things go sideways and everyone on your team needs to be in fast response and quick communication with each other before the proverbial “you know what” hits the fan. He also has a great support staff. Reliable, personable, capable. He is my new mortgage, guy, forever, and I will be recommending him to anyone who will listen. Thank you so much, Mike!
Damilola Aluko Avatar
Damilola Aluko
2/28/2023 - Google
As a first-time home buyer, Michael was very responsive in addressing all my concerns and kept me informed on all the steps that were required to close on my loan. In addition to setting proper expectations for what was required from me, Michael and his staff also informed me of the pros and cons of loan modifications so that I could make the best suited decision for my circumstances. The entire process was smooth and pleasing because of Michael's help.
Joan Laguatan Avatar
Joan Laguatan
2/12/2023 - Google
I've referred Mike to numerous clients over the years to obtain loans who were very happy with his services. I am a real estate broker and it is crucial to have a reliable, friendly, professional on the mortgage end of things. There are so many moving parts to real estate transactions, and Mike has given me the confidence to know that my clients will be well-taken care of through closing. and when considering their options. Especially when factoring multiple competitive offers, contingencies, and document requests - the process of buying a property can get stressful and emotional for people, but Mike is an excellent communicator keeping people informed and managing expectations. I highly recommend Mike without reservation, he is extremely knowledgeable, experienced and trustworthy.
Christine Lau Avatar
Christine Lau
2/01/2023 - Google
Mike is wonderful to work with! I first met Mike when I was the Listing Agent on a property and he was handling the loan for the Buyer. He was on top of things every step of the way and we even closed several days early. I was so impressed with our first experience working together that I've since reached out to Mike for help with my own Buyer clients. He is incredibly responsive, great with communication and follow up, very knowledgeable on anything loan-related and just a pleasure to work with. Thanks for all your help, Mike, we appreciate you!
Cynthia Speers Avatar
Cynthia Speers
1/29/2023 - Google
Mike and his team are among the best mortgage professionals you can find! Mike will help educate, answer questions, even those you feel are not worth asking, just ask, Mike will have answers and will always make sure that you understand everything before moving forward on your home purchase or refinance. It’s rare to find a lender that you like so much you will come back to them time and time again but with the amazing service you get working with Mike, you will become a client for life! Trust me, I have been working with him well over a decade and will continue to do so! I highly recommend Mike Koran for your Mortgage needs!
Cody Martens Avatar
Cody Martens
1/22/2023 - Google
Mike Koran and his team of mortgage professionals are unparalleled to any other mortgage company. The top-notch service you will receive will make you a lifelong client. Trust, I've known him for well over a decade and still refer clients to him all the time!
Carl Cohen Avatar
Carl Cohen
12/18/2022 - Google
I’ve worked with Mike on a few loans and refis over the years. He is always fast and accurate and sensitive to deadlines. His staff is courteous and pleasant. Finally and most importantly, he gets the best rates. I highly recommend that you call Mike and his team if you are looking for a mortgage. Enthusiastic five stars!
Suzette Loggins Avatar
Suzette Loggins
12/04/2022 - Google
Mike and his team were fantastic to work with; they got my client the best mortgage rate and closed in record time for an investment property. I know I will use Mike in the future, and you should too.
Allie Mintz Avatar
Allie Mintz
12/03/2022 - Google
Everything went quickly and smoothly on our home purchase with very little effort on our part.
Abba Zaba Avatar
Abba Zaba
12/03/2022 - Google
Mike was able to find a down payment assistant program that helped me close as a first time home buyer! I definitely see myself doing business with him again.
Ruth Lyras Avatar
Ruth Lyras
11/08/2022 - Google
Thank you to Mike Koran and his team for making my refinance such an easy process. Mike is the best communicator, answers questions, and gets the job done quickly without stress. I will always recommend Mike and his team to my colleagues and friends.
Ilya Yacobson Avatar
Ilya Yacobson
11/06/2022 - Google
Mike and his team are so friendly, knowledgable, prompt, thorough and innovative. My fiancee and I were patiently led through the whole process of the mortgage application with such friendly and impactful advice. Mike, with his heartfelt care and astute financial knowledge, made sure we had the best chances for receiving the loan. He knew the market and the type of loan that would work for the self employed individuals. He gave us a strategy and a time line to follow and we had a seamless win- the maximum loan permitted at the time! Mike made himself available for a call as many times as we needed. He and his team stayed on top of the email communications. It's a real pleasure to work together. Genuine care and commitment to help us fund our dream! Thank you for devoted help! deeply grateful and touched by your vision and your work!
J G Avatar
11/05/2022 - Google
Simply said, these guys are the best. I wouldn't make a move or consider any change or refi without them.