Home Buyer Workshop – This Saturday, February 8th

If you or anyone you know is planning to purchase a home this year, please attend our home buyer workshop on Saturday, February 8th at the Primary Residential Mortgage, Inc. – San Francisco office.

Hosted by Inside SF Real Estate’s Eileen Bermingham & Lending Expert Mike Koran

This is a free event so please share with your friends and co-workers who might be interested in attending!! RSVP to Mike at [email protected]

Home Buyer Workshop

We’ll cover:

  • How to secure financing before you buy
  • What to expect in today’s market
  • How to compete and get your offer accepted
  • Understanding the purchase transaction timeline

When: Saturday, February 8th, 10:00am – Noon

Where: 1746 18th Street (between Arkansas & Carolina) in Potrero Hill

If you have any questions please feel free to reach out any time! Also, if there is a specific topic you want to make sure we address, please shoot me an email.

Thank you,

Michael Koran | Sales/Operations Manager | NMLS: 87656

Primary Residential Mortgage, Inc.

1746 18th Street | San Francisco | CA | 94107

[…] making such a large investment, you must get your finances in order. This includes paying off any credit card debt and creating a budget for how you plan to pay your […]

Nice newsletter. Good article. Good information. Thank you. Carol

For conventional financing, borrowers with scores at 740 or anywhere above generally receive the same loan pricing (rate and cost). That being said, the better your credit the higher your chances of receiving loan approval with high debt to income (up to 50%) or high loan to value (up to 95%) which can be a major benefit when applying for a new loan. For Jumbo financing, borrowers with credit scores above 800 are generally rewarded with both better pricing and easier guidelines. There are no situations where better credit is a negative when obtaining new financing so we should all continue to strive to reach and then stay in the 800’s.

What are the advantages of a score over 800

Thank you Mike for this information. As a residential realtor the information that you provide is crucial to a successful transaction for my clients. You are indeed a pleasure to recommend to all of my clients. You are so professional, thorough, conscientious and pleasant to work with. !!

Hi Dane! Wanted to make sure I'm clear on this. Am I right in saying that on whichever remodel is done you still take a loss rather than an increase in value - the ROI will never exceed 100% of cost?