San Francisco / Bay Area Mortgage Blog

Simpler Mortgage Disclosure Forms Coming

Buying a house means a lot of paperwork, but some simpler forms are coming to help you understand your loan terms better.

What to Do If Your Appraisal Comes in Low

Market trends in your area can cause the appraisal on a home you’re selling to come in lower than expected. Here’s what to do if that happens.

Changes to FHA Loans Coming in September

The HUD is introducing a new underwriting handbook, which will be effective September 14, 2015. Find out how the handbook’s policy changes will affect FHA loans.

Easy Tips to Lower Your Utility Bills

It’s easy to spend extra on utilities without even thinking about it. Here are some painless tips to save you some cash.

Housing Market Trends: Or, Why I Stopped Renting and Bought a Home

The latest news on housing market trends and why buying a home is more affordable than renting.

Good Faith Estimates: What to Expect When You’re Borrowing

Learn about Good Faith Estimates, how to read them properly, and what else you should consider.

Why You Should Hire a Real Estate Agent

In the age of real estate websites, it might be tempting to buy or sell a home yourself; however, a good real estate agent can still save you time, worry, and money, and is well worth the investment.

Being the Best Buyer in a Seller’s Market

As the housing market picks up for the spring and summer, make sure you’re a competitive buyer by following these three tips.

Survive Your Relationship: Home Buying Edition

Here are some practical tips for couples looking to purchase a house and keep the bickering to a minimum.

Staging Equals Success

You might think your design eye is good enough, but a top-notch professional stager can help your home sell fast and for a better price.

What Does Inflation Mean for Your Interest Rate?

Have you ever wondered how inflation and interest rates are linked? This article gives you the low-down.

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