San Francisco / Bay Area Mortgage Blog

Are credit cards really that evil?

Credit cards are a tool; whether they are used for good or evil is determined by the knowledge and responsibility of the user. In the right hands, credit cards can help to build credit, protect your money, secure discounts and benefits, and assist you in an emergency.

Eight Housewarming Gifts Under $50

Buying a housewarming gift doesn’t need to be difficult or expensive. We’ve scoured the Net and found eight housewarming gifts under $50.

Ever Wondered What it Costs to Buy a House? Find Out in These 27 US Cities

Have you ever wondered how much you need to make to afford buying a home? Well, wonder no more! HSH.com has calculated the base salary needed to afford for home in 27 of America’s top cities.

Save Money and Time with this How-To Guide on Xeriscaping your Yard

Xeriscaping your yard is a great way to save time and money while still having a yard that leaves people green with envy. Check out this awesome how-to guide to Xeriscaping your yard!

A Quick Step-by-Step How-To Guide: Selling and Buying Simultaneously

Selling and buying simultaneously isn’t necessarily a difficult task, and this step-by-step how-to guide will help guide you through the process.

2014 Home Renovations with the Best ROI

Every year, Remodeling.com puts out an annual Cost vs. Value report on the top home renovations with the biggest payout (as well as a list of the ones to avoid).

5 Easy Ways to Transform Unused Yard Space

Everybody has that section of their yard they have no idea what to do with. Finding unique and eye-catching ways to jazz up and enjoy these unsightly areas is a great way to not only enjoy a weekend outside, but also see the immediate transformation of an otherwise unsightly space.

5 Different Mobile Apps for Home Buyers

Mobile apps for home buyers are old news by now, but there are some really useful apps that are more than just homes for sale. Check out these 5 fun mobile apps for home buyers.

Questions You Should Ask Before Buying a Home

With more and more emphasis on instant gratification, it’s no wonder that overzealous home buyers fall in love with a perceived dream home they know little to nothing about. Don’t fall into this trap! Here are questions to consider before making the big decision to buy.

Mortgage Applications Down, Home Sales Up… What’s Going on Here?

On one hand, we’re told increasing mortgage rates are pushing mortgage applications down, and on the other we’re told the housing market is improving. Let’s stop the presses and take a look at the bigger picture to get a good idea of where the current market really is.

Home Buyer Boot Camp April 19th

Get in shape for the Spring real estate market by attending our Home Buyer Boot Camp on Saturday at our office in San Francisco.

How Should You List Your Home: Empty or Furnished?

It’s a question with opinions as divided as crunchy or creamy peanut butter: should you list your home fully furnished or completely bare? Just like every other either-or debate, the answer lies somewhere in between. But which is right for you?

The Evil Debt Collectors Who Went Too Far and the People Who Fought Back

Imagine a scenario with me. You’re sitting at lunch, your phone rings and you answer it. BAM! It’s a debt collector. You thought you’d paid that debt so you’re unsure why they’re calling. Can they do this? What rights do you have as a consumer?

5 Awful Things That Make Potential Buyers Want to Burn Your House to the Ground

You’re selling your home, and sadly no one wants it. Chances are if you have any of these 5 things in your house, your potential buyers are probably thinking more about killing it with fire than actually purchasing it.

Sellers and Buyers: Take Advantage of An Assumable FHA Mortgage

An assumable FHA loan is the golden goose for sellers and buyers. It allows the seller to advertise their home with a lower monthly cost, and buyers get the advantage of an interest rate less than the market offerings. Find out how to save money with an assumable FHA mortgage, today.

50 Things to Know Before Selling Your Home: What You Need to Know to Succeed

Donna Batdorff’s eBook 50 Things to Know About Selling Your Home addresses the major concerns first time sellers have about the overall process of putting their home on the market, as well as detailing potential benefits and pitfalls that could help or hinder the sale. Here are the first 10 from her full list of 50.

The Kilowatt Hour Explained

What’s a Kilowatt Hour and what does it have to do with electric bills being so expensive this winter? The relationship between energy, power, and what your electric company is charging you to use that 1,000-watt heater really isn’t as complicated as it might seem. Knowledge is power, and knowledge of the power you use could save you money.

Home Buyer Workshop: A Full House

Some early rain didn’t deter attendance this past Saturday at our Home Buyer Workshop. We even had a few children […]

Home Buyer Workshop – This Saturday, February 8th

If you or anyone you know is planning to purchase a home this year, please attend our home buyer workshop on Saturday, February 8th at the Primary Residential Mortgage, Inc. – San Francisco office.

2014 Housing Market Predictions

Novices and seasoned analysts alike love making their predictions about the performance of the housing market. Here’s a quick roundup of the top predictions for 2014.

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