San Francisco / Bay Area Mortgage Blog

Home Buyer Boot Camp April 19th

Get in shape for the Spring real estate market by attending our Home Buyer Boot Camp on Saturday at our office in San Francisco.

How Should You List Your Home: Empty or Furnished?

It’s a question with opinions as divided as crunchy or creamy peanut butter: should you list your home fully furnished or completely bare? Just like every other either-or debate, the answer lies somewhere in between. But which is right for you?

The Evil Debt Collectors Who Went Too Far and the People Who Fought Back

Imagine a scenario with me. You’re sitting at lunch, your phone rings and you answer it. BAM! It’s a debt collector. You thought you’d paid that debt so you’re unsure why they’re calling. Can they do this? What rights do you have as a consumer?

5 Awful Things That Make Potential Buyers Want to Burn Your House to the Ground

You’re selling your home, and sadly no one wants it. Chances are if you have any of these 5 things in your house, your potential buyers are probably thinking more about killing it with fire than actually purchasing it.

Sellers and Buyers: Take Advantage of An Assumable FHA Mortgage

An assumable FHA loan is the golden goose for sellers and buyers. It allows the seller to advertise their home with a lower monthly cost, and buyers get the advantage of an interest rate less than the market offerings. Find out how to save money with an assumable FHA mortgage, today.

50 Things to Know Before Selling Your Home: What You Need to Know to Succeed

Donna Batdorff’s eBook 50 Things to Know About Selling Your Home addresses the major concerns first time sellers have about the overall process of putting their home on the market, as well as detailing potential benefits and pitfalls that could help or hinder the sale. Here are the first 10 from her full list of 50.

The Kilowatt Hour Explained

What’s a Kilowatt Hour and what does it have to do with electric bills being so expensive this winter? The relationship between energy, power, and what your electric company is charging you to use that 1,000-watt heater really isn’t as complicated as it might seem. Knowledge is power, and knowledge of the power you use could save you money.

Home Buyer Workshop: A Full House

Some early rain didn’t deter attendance this past Saturday at our Home Buyer Workshop. We even had a few children […]

Home Buyer Workshop – This Saturday, February 8th

If you or anyone you know is planning to purchase a home this year, please attend our home buyer workshop on Saturday, February 8th at the Primary Residential Mortgage, Inc. – San Francisco office.

2014 Housing Market Predictions

Novices and seasoned analysts alike love making their predictions about the performance of the housing market. Here’s a quick roundup of the top predictions for 2014.

5 Fictional Homes That Exist in Real Life

Life and art are sometimes alike in many ways. While we tell our own stories in our homes, we’re constantly surrounded by fictional stories that prominently feature “real life” homes. But what happens when those homes exist in real life?

Here are 5 examples of homes that blur the lines between art, entertainment, and reality.

Watch For a Home’s “Liveability”

One of my favorite things is being able to see so many different types of homes and measure their ‘liveability’. […]

When a Short Sale Buyer Backs Out

Selling your home as a short sale can be a stressful situation. It is often the result of financial hardship and is never an easy decision to make. You put your home on the market and hope for the best. Lucky for you, the market is booming with buyers so your Realtor is able to negotiate a great contract. Lenders require an offer to purchase as part of a complete short sale package, so this is often the final piece of information needed to initiate the process.

3 Ways to Raise Your Credit Score in 30 Days

Everyone knows how important your credit score is. It not only affects whether or not you’ll be approved for credit such as an auto or a home loan, but also affects the interest rate you’ll receive on these loans.

Speed Up Your Home Loan by Understanding These 6 Steps

You’ve found a home and signed your real estate purchase contract. Now it’s time to get started on your home loan. Lucky for you, you’ve got a great lender who can guide you through the process. But, even the fastest lenders must stick to minimum timelines when originating a home loan.

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